FEATURES

Features & Benefits

Spend in-store or online worldwide wherever Visa* or Mastercard® is accepted.

We’ll automatically apply it to your Card! Click here for the full list of leading merchants in Canada where you can earn up to 5% Cash Back with every purchase.

Purchase The Perfect GiftTM at over 11,000 retail locations across Canada. Choose your card with denominations available from $25 to $500. Product assortment may vary by retailer.

5-BACK

5% Cash Back

Featured Merchants

A growing list of leading merchants in Canada will add up to 5% Cash Back to your card with every purchase when you use The Perfect GiftTM Prepaid Card.

Aerie
Alice Fazooli's
American Eagle
Banana Republic
Bass Pro Shops
Cabela's
Canyon Creek
The Children's Place
Duke's
Earls
GAP
Home Outfitters
Hudson's Bay
Jack Astor's
The Loose Moose
Old Navy
Panera Bread
Red Lobster
Red Robin
Reds
Sally Beauty
Scaddabush
Sephora
Under Armor

PURCHASE

Purchase The Perfect Gift Prepaid Card

Purchase at over 11,000 retail locations across Canada.

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Country Grocer
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Rexall
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Safeway
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Save on Foods
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Shoppers Drug Mart
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Sobeys
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Staples
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TGP
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The Home Depot
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Thrifty Foods
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FAQ

Frequently Asked Questions

How does The Perfect GiftTM prepaid card work?

The Perfect GiftTM prepaid cards can be used wherever Visa or Mastercard cards are accepted. To use the card at a point-of-sale terminal, simply swipe the magstripe on the back of the card and sign the receipt. Each time the Visa or Mastercard prepaid card is used, the purchase amount, including taxes and any other charges, is deducted from the available balance until that balance reaches zero. Once the entire card amount has been spent, it can no longer be used as a method of payment.

Do I need to register my card for online, mail or telephone purchases?

Yes, online, mail and telephone order merchants often require that personal information, including name, address, telephone number, and email address of the cardholder be verified with the card-issuing financial institution prior to purchase. If you wish to make online, mail, or telephone order purchases, you should go to theperfectgift.ca to register your card. Unless you register your card in advance, there may be no way an online, mail, or telephone order merchant can confirm your identity. Without such confirmation, the merchant might decline your purchase even if there are sufficient funds on the card.

How do I know what the balance is on my The Perfect Gift prepaid card?

You can check your balance online at theperfectgift.ca or by calling 1-855-288-0926. A merchant will not be able to tell you how much money you have remaining on the Mastercard prepaid card. Knowing your balance before shopping will help ensure that the Visa or Mastercard prepaid card has enough funds available to pay for your purchases.

Can I make a purchase for more than the amount remaining on my The Perfect Gift prepaid card?

Some merchants permit ‘split transactions’. If you wish to use your card for a purchase that is greater than the balance associated with your card and the seller permits split transactions, you must charge only the exact amount available on the card to the card. Then you must pay the difference using another payment method. The merchant may require payment for the difference in cash rather than accepting another card, such as a credit or debit card. Some merchants may not accept these ‘split transactions’. If you fail to inform the merchant that you want to perform a split tender transaction prior to completing the transaction, your card is likely to be declined.

Can I use my The Perfect Gift prepaid card at fuel stations, restaurants, online or over the phone?

Yes, however you should be aware your Visa or MasterCard prepaid card may not be accepted at automated fuel pumps. You can pay for your fuel purchase with the station attendant rather than swiping your Visa prepaid card at the pump. Your Visa prepaid card should not be used for recurring transactions.

Some merchants, like hotels, restaurants, and mail-order companies factor in an automatic service charge or additional expenses when using a prepaid card. These merchants may require that the card have an available balance greater than the purchase amount to ensure sufficient funds for tips or incidental expenses. Should this occur, inform the cashier that you wish to deduct a specific amount from the Visa prepaid card and use another form of payment for the balance or tip.

Cardholders can use the Visa or Mastercard prepaid card for online or phone purchases, but will need to be sure the name, address, and phone number on the Visa prepaid card account information is exactly the same as the information given to the merchant. If the information is different, the purchase could be declined.

Can I use my The Perfect Gift prepaid card at fuel stations, restaurants, online or over the phone?

Yes, however you should be aware your Visa or MasterCard prepaid card may not be accepted at automated fuel pumps. You can pay for your fuel purchase with the station attendant rather than swiping your Visa prepaid card at the pump. Your Visa prepaid card should not be used for recurring transactions.

Some merchants, like hotels, restaurants, and mail-order companies factor in an automatic service charge or additional expenses when using a prepaid card. These merchants may require that the card have an available balance greater than the purchase amount to ensure sufficient funds for tips or incidental expenses. Should this occur, inform the cashier that you wish to deduct a specific amount from the Visa prepaid card and use another form of payment for the balance or tip.

Cardholders can use the Visa or Mastercard prepaid card for online or phone purchases, but will need to be sure the name, address, and phone number on the Visa prepaid card account information is exactly the same as the information given to the merchant. If the information is different, the purchase could be declined.

Does my prepaid card expire?

No.

Can I add additional funds to my The Perfect Gift prepaid card?

No. The Perfect Gift prepaid card is non-reloadable, however you can earn Cash Back when you shop at participating merchants.

How can I earn money back by using my card?

When you shop at participating merchants, you will receive Cash Back equivalent to a certain percentage (up to 5%) of your purchase amount (including sales tax) to your card balance. Visit theperfectgift.ca for a list of participating merchants and the money back percentage offered by each merchant.

When will my earnings be added to my card balance?

Earnings generally will be added to your card balance within 48 hours of the purchase, but could take up to 10 days. If your earnings have not been added to your card within 48 hours, please call. Do not reach out directly to merchant partners.

Will I earn more money back when I spend the money that has been added to the card?

Yes. You can continue to earn money back until the balance on your card is less than 10 cents. At that point, you will stop earning money back (because 5% of an amount less than 10 cents is less than half a cent, and your Cash Back earnings are rounded to the nearest whole cent).

CARDHOLDER

Additional Information About Your Card

Cardholder Agreements

Match the first 6 digits to your card to view your cardholder agreement.